CreditCard Optimisation achieve the best possible Merchant Discount rates while maintaining excellent service and reliability.

COPS provides Client Companies with specialised marketing and technical support. Our expertise lies in identifying profit-generating opportunities routinely overlooked by general management consultancies. Cutting of costs related to credit and charge card acceptance. Cost reduction through process re-engineering for back office tasks related to payment systems.

Development of new products to enhance customer loyalty and further reduce payment system costs, providing stronger strategic positioning. Including solutions that will work in all environments, especially E-commerce.

COPS has saved it’s clients over $180,000,000.
Acquiring the best rates, terms and conditions for all types of E-Commerce clients.

Our background

Founded in the UK in 1994 CreditCard Optimisation Ltd (COPS) has developed to provide international coverage, with partnerships across the globe.

CreditCard Optimisation Ltd is headed up by Paul Peachey whose 30 year career has been devoted to International Marketing, New Product Development, New Technology Integration and Database Marketing. Formerly Marketing Vice President at a major card company, his experience covers the full spectrum of marketing functions in the multinational corporate environment.


Hotel Groups

International Airline Companies

Car Rental Companies

Major Retailers

A unique solution

The only international Management Consultancy specialising in payment systems and loyalty programs in the transport and travel related industries.